HDFC Banking and PSU Debt Fund - IDCW Option
Category: Debt: Banking and PSU
Launch Date: 26-03-2014
Asset Class: Fixed Income
Benchmark: Nifty Banking & PSU Debt Index A-II
Expense Ratio: 0.78% As on ( 31-07-2025)
Status: Open Ended Schemes
Minimum Topup: 100.0
Total Assets: 5,935.12 Cr As on ( 31-07-2025)
Turn over:
NAV as on 12-08-2025
10.1959
-0.02 ( -0.1981% )
CAGR Since Inception
6.43%
Nifty Banking & PSU Debt Index A-II 7.37%
Performance of HDFC Banking and PSU Debt Fund - IDCW Option
Fund Managers

FM 1 - Mr.Anil Bamboli, FM 2 - Mr.Dhruv Muchhal

Investment Objective

To generate income/capital appreciation through investments in debt and money market instruments consisting predominantly of securities issued by entities such as Scheduled Commercial Banks (SCBs), Public Sector undertakings (PSUs), Public Financial Institutions (PFIs), Municipal Corporations and such other bodies.There is no assurance that the investment objective of the Scheme will be achieved.

Returns Calculator for HDFC Banking and PSU Debt Fund - IDCW Option
Growth of 10000 In SIP (Fund vs Benchmark)
Growth of 10000 In LUMPSUM (Fund vs Benchmark)
Rolling Returns

Rolling returns are the annualized returns of the scheme taken for a specified period (rolling returns period) on every day/week/month and taken till the last day of the duration. In this chart we are showing the annualized returns over the rolling returns period on every day from the start date and comparing it with the benchmark. Rolling returns is the best measure of a fund's performance. Trailing returns have a recency bias and point to point returns are specific to the period in consideration. Rolling returns, on the other hand, measures the fund's absolute and relative performance across all timescales, without bias.

Key Performance and Risk Statistics of HDFC Banking and PSU Debt Fund - IDCW Option

Key Statistics Volatility Sharpe Ratio Alpha Beta Yield to Maturity Average Maturity
HDFC Banking and PSU Debt Fund - IDCW Option 0.98 -0.23 3.54 1.88 6.78 5.13
Debt: Banking and PSU - - - - - -

PEER COMPARISION

Scheme Name Launch
Date
1-Year
Ret (%)
2-Yrs
Ret (%)
3-Yrs
Ret (%)
5-Yrs
Ret (%)
10-Yrs
Ret (%)
HDFC Banking and PSU Debt Reg IDCW 26-03-2014 8.01 7.81 7.32 6.0 6.28
LIC MF Banking & PSU Debt Reg Gr 30-05-2007 8.5 7.86 7.16 5.5 6.75
Edelweiss Banking and PSU Debt Reg Gr 06-09-2013 8.5 8.05 7.48 6.02 7.53
Baroda BNP Paribas Banking and PSU Bond Reg Gr 17-12-2020 8.45 7.86 7.1 0.0 0.0
Sundaram Banking and PSU Reg Gr 30-12-2004 8.44 7.97 7.34 5.57 6.68
UTI Banking & PSU Fund Reg Gr 05-01-2014 8.39 7.88 7.18 6.99 6.83
Bajaj Finserv Banking and PSU Reg Gr 10-11-2023 8.38 0.0 0.0 0.0 0.0
Nippon India Banking & PSU Fund Gr Plan Gr 10-05-2015 8.36 7.88 7.35 5.96 7.4
Axis Banking & PSU Debt Reg Gr 01-06-2012 8.35 7.72 7.09 5.82 7.26
SBI Banking & PSU Fund Reg Gr 09-10-2009 8.35 7.78 7.2 5.56 7.03

Asset Allocation (%)

PORTFOLIO ANALYSIS of HDFC Banking and PSU Debt Fund - IDCW Option

Portfolio as on

Top 10 Sectors in portfolio (%)

Top 10 Stocks in portfolio (%)

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